Lower rates when you secure your personal loan
Get competitive personal loan rates by using your car, savings, or other assets as security. Access larger loan amounts, better rates, and flexible terms for any worthwhile purpose.
Secured personal loan benefits
By securing your loan with an asset like your car or savings, you unlock better rates and more flexible terms. We'll help you compare options from 30+ lenders to find the right fit for your financial goals.
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Lower interest rates
Using an asset as security typically means lower rates compared to unsecured loans, saving you money over the loan term.
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Larger loan amounts
Security gives lenders confidence, allowing you to access higher loan amounts for bigger expenses or projects.
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Longer terms available
Spread repayments over a longer period with terms that can extend up to 7 years, making monthly payments more manageable.
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Better approval odds
Providing security can improve your chances of approval, even if your credit history isn't perfect.
What can you finance?
Secured personal loans give you the flexibility to fund a wide range of expenses. Whether you're consolidating high-interest debt, renovating your home, planning a dream holiday, covering medical expenses, or preparing for a wedding, a secured personal loan can help you achieve your goals with lower rates and manageable repayments.
Popular uses include debt consolidation to simplify payments, home improvements to add value to your property, medical procedures that can't wait, special occasions like weddings and honeymoons, and other worthwhile purposes that make a real difference to your life.
Ready to secure a better rate?
Start with a quick application and we'll help you compare secured personal loan options from 30+ lenders. Prefer to talk first? Call us Monday to Friday, 7 am – 7 pm.