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Personal Loan Calculator

Calculate your personal loan repayments

Planning a personal loan? Use our calculator to estimate your repayments and see how different loan terms affect your budget. When ready, we'll help you compare quotes from 30+ lenders.



Loan Calculator

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1% 25%

Your Repayment

$530.00

per month

Understanding your personal loan options

Our personal loan calculator helps you explore different scenarios by adjusting the loan amount, interest rate, and loan term. This gives you a clear picture of what your regular repayments might look like and helps you plan your budget accordingly.

Keep in mind that actual rates depend on your credit history, income, employment, and whether you choose a secured or unsecured loan. Secured personal loans typically offer lower rates because you provide an asset as security, while unsecured loans don't require collateral but may have slightly higher rates.

Once you have an idea of the loan amount and term that suits your budget, we'll help you compare real quotes from our panel of 30+ lenders. Every lender has different criteria, and we'll work to find you the best available option for your situation.

Ready to compare real quotes?

Now that you've calculated your potential repayments, take the next step. Apply online or call us to compare personalised quotes from 30+ lenders. Available Monday to Friday, 7 am – 7 pm.