A secured car loan uses the vehicle you're purchasing as security for the lender. This structure often provides access to more competitive interest rates and broader borrowing options compared with unsecured personal loans. With access to over 40 trusted lenders, iLoans helps you compare a range of secured loan products and understand which options may be suitable for your financial circumstances.
A secured car loan may offer several advantages depending on your situation. Your broker will guide you through the features, fees, and eligibility requirements of each lender so you can make an informed decision.
Because the vehicle is used as security, some lenders may offer more competitive pricing than unsecured loans.
A secured structure may allow you to borrow more, as the loan is backed by an asset.
Choose a repayment term that aligns with your budget, financial goals, and how long you plan to keep the car.
iLoans manages communication and documentation with the lender on your behalf to help your application progress smoothly. Assessment and approval time frames differ between lenders and depend on your individual circumstances.
A secured loan may suit borrowers who:
Your broker will outline the benefits, risks, and obligations so you can decide whether a secured loan meets your needs.
We provide:
Our goal is to make the finance process straightforward, transparent, and aligned with your goals.
Don't just take our word for it. Here's what our clients have to say about their experience working with Emma and the iLoans team.
"Emma has helped my clients with multiple equipment finance solutions and has been nothing short of amazing. From start up businesses to established businesses wanting to grow, Emma has always been able to assist with multiple options pertaining to equipment and asset finance. 5 stars is not enough!"
nznozee
"Emma is absolutely Amazing! Has helped me and my family out so much! No way in the world we could of got what we got without her help and she made it so simple and easy too. Definitely recommend! I'm sure we will need your help again one day!"
Hollie Waller
"Emma at iLoans was friendly, professional, efficient and super speedy in getting us a loan at a great rate. I would definitely recommend her if you are looking for a loan. We secured the funds so quickly and were able to buy the car we wanted. Thanks Emma!"
Rachel Mullan
"Thanks to Emma and Iloans team for their past & current assistance, with helping us establish our business & personal borrowing. Great customer service and ongoing support, looking forward for the next project. Thanks Em"
Allan Donald
"Emma, We at Prendergast Fasteners cannot Thank You enough. You have achieved everything we have asked of you over the last 10 years. When running several businesses we do not have the time to handle our commercial finances and dealing with you makes our life so easy, yet professional from beginning to end. Thank You for all you do."
Deb Prendergast
Prendergast Fasteners - Accounts
"I have used Emma at iLoans on numerous occasions for both personal and business based loans. In an ever increasing competitive market place, its her Level of customer Service, knowledge and a sense that nothing is too much trouble that makes myself and many others coming back!"
Carl Witherspoon
Begin with a quick, no-obligation conversation. We'll help you understand your potential borrowing position and compare products that may suit you.
Prefer to call? We're available Monday to Friday, 7 am – 7 pm.
