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Secured Car Loans

Lower rates when you use your car as security

Lock in competitive rates from 6.45% by securing your loan against your vehicle. Compare 30+ lenders, get approved fast, and drive away knowing you got a great deal.



What makes secured car loans different

A secured car loan uses your vehicle as collateral, which means lenders can offer you lower interest rates and more flexible terms. Your broker will help you compare options and choose the right balance between rate and repayment comfort.

  • Lower interest rates

    Using your car as security means lenders take less risk, so you pay less over the life of your loan.

  • Borrow more

    Secured loans often let you access higher amounts because the vehicle backs your commitment.

  • Flexible terms

    Choose loan lengths from 2 to 7 years to match your budget and how long you plan to keep the car.

  • Fast approvals

    Most decisions arrive within hours, and your broker handles paperwork so you can focus on choosing your car.

Who should consider a secured car loan

Secured car loans suit wage earners with steady income who want the lowest possible rate and are comfortable using the car as security. If you value predictable repayments and long-term savings, a secured loan gives you both while your broker ensures you understand exactly what you are committing to.

Ready to secure your best rate?

Start with a quick, no-obligation chat and we will let you know where you stand before lining up the best offers. Prefer to call? Reach us Monday to Friday, 7 am – 7 pm.