Straightforward conversations
Tell us what you hope to achieve and the type of repayments you are comfortable with. We compare lenders, terms and structures so your loan aligns with your plans and your budget.
Personal loans
Personal loans tailored to your plans.
Whether you are consolidating debt, covering a major purchase or managing unexpected costs, we compare multiple lenders to help you find a personal loan that suits your goals. Once documents are supplied, many lenders can provide an outcome quickly. Loan amounts from $5,000 to $70,000.
Why people choose us for personal loans
Loan amounts from $5,000 to $70,000 with one broker guiding you from enquiry to final repayment.
One broker for the entire journey
You deal with the same person from the start of your application through to the final repayment. No call-centres, no being passed around. Just clear guidance whenever you need it.
Options built around your profile
We work with banks and specialist fintech lenders so you can access a broader range of criteria. This helps us match you with lenders whose policies are better suited to your situation.
Personal loan features
Competitive lending options
Fintech lenders often provide competitive options for applicants with strong credit behaviour, while bank lenders may offer longer terms or more traditional structures. We help you understand both.
Clear credit considerations
A higher credit score and stable finances may help unlock stronger outcomes. Lenders also review income reliability, existing commitments and recent banking behaviour. We help you present your application clearly.
Simple documentation
Most lenders request identification and up to 90 days of bank statements. Additional documents may be required for certain loan sizes or lender criteria.
Flexible terms
Choose a loan term between one and seven years. We help you compare how each term affects your repayments and overall costs.
Unsecured borrowing
Borrow from $5,000 to $70,000 without using security, subject to eligibility and lender assessment. We guide you through which lenders suit unsecured applications.
How the process works
Tell us your goals
Explain the purpose of the loan and what repayment range feels comfortable for you.
We compare more than 40 lenders
We assess which lenders match your profile and provide clear, simple options.
Fast outcomes
Once documents are supplied, many lenders can provide an assessment quickly.
Ongoing support
We stay available for the life of the loan to help with questions, reviews or future needs.
Estimate your repayments
Use the calculator below to explore repayment amounts. Adjust the loan amount, term, and interest rate to see what fits your budget. Results are a guide only and the final rate depends on your profile.
Lender network
Access more choice through our lender partnerships
From mainstream banks to specialist financiers, iLoans connects you to a broad panel of 43+ lenders so your finance fits your plans.
Ready to explore your options?
Start a no-obligation application in minutes and we will confirm your borrowing position before lining up the sharpest offers. Prefer to chat first? Reach out any time between 7 am and 7 pm, Monday to Friday, and we will walk you through every step.
Prefer email? Contact us at info@iloans.com.au and we will reply within one business day.