Clear answers for every loan question

If you are self-employed or applying for business finance (hire purchase, chattel mortgage, or lease), include your most recent financial statements or tax returns plus payslips and group certificates.

Providing this information upfront helps us finalise your assessment faster.

Most approvals take just a few hours. More complex applications can take a couple of days while we work through the details with the lender.

Once you are approved, we send the finance documents for signature and pay the supplier within one to two days.

Start with a quick online form or a phone call. Your broker stays in touch to gather any supporting information we need.

Have questions? Reach us between 7 am and 7 pm, Monday to Friday, and we will guide you every step of the way.

We arrange finance, hire purchase, and leasing for a wide range of assets, including:

• Cars, utes, 4x4s, and trucks
• Motorbikes, boats, and caravans
• Office equipment, machinery, and tools
• Business furniture, fittings, and technology
• Personal loans for renovations, holidays, or debt consolidation

Tell us what you are planning and we will outline the best lender options.

We compare more than 40 lenders to recommend the structure that suits your goals, risk profile, and budget.

Your broker manages the paperwork, negotiates with the lender, and keeps you updated through to settlement.

Submit our application and privacy consent online or give us a call. One of our brokers will contact you within 24 hours to talk through your plans.

We will confirm your borrowing position, explain the next steps, and answer any questions before you proceed.

We work with lenders who consider second-chance applications for clients with past credit issues.

These loans often attract higher interest rates, and outcomes depend on your circumstances. We will review your situation and guide you on the most suitable path.

Lenders look at home ownership, income, employment stability, time at your current address, credit history, and overall net worth.

We also consider the asset being purchased, your existing debt, and your capacity to meet repayments so we can recommend a realistic loan amount.

Yes. We can fund dealer, auction, and private sales.

Some used vehicles may need an inspection before payment, so talk to us before you commit to the purchase.

There is no need. Multiple applications can affect your credit file, whereas we compare more than 40 lenders through a single application.

We shortlist the lenders that fit your profile and keep your credit record protected.

We recommend getting pre-approval first so you know your budget, repayments, and preferred structure before you start shopping.

Pre-approval keeps you within your limits and gives you stronger bargaining power when you find the right asset.

Secured personal loans start from $5,000 and are linked to the asset you purchase with fixed interest rates over three to five years.

We also provide second-chance options for clients with credit challenges. Speak with us about your situation and we will outline what is possible.

Unsecured personal loans start from $3,000 and suit holidays, debt consolidation, furniture, or general purpose use.

Rates can be fixed at competitive levels or variable so you can benefit if market rates fall.

We continuously monitor interest rates to deliver sharp deals across our lender panel.

The rate you receive depends on your risk profile and the asset being financed, so contact us for a tailored quote.

The minimum loan amount is $5,000. The maximum depends on your circumstances and your ability to meet the repayments.

Most car and personal loans run for one to seven years, while home loans can extend up to 30 years.

Interest rates are tailored to each borrower's circumstances, including loan purpose, credit profile, and the asset being financed.

Speak with us for an indicative rate based on your situation and we will provide a no-obligation quote.